Simple, transparent pricing
Start free — no credit card needed. Upgrade when you're ready. Invoicing is free for everyone, even without an account.
Plans
Starter
Everything you need to take control of your personal finances.
- Up to 3 bank accounts
- Unlimited expense tracking
- Monthly budget goals
- Basic analytics & charts
- 3 free invoices (no account needed)
- Receipt scanning (5/month)
- Email support
Pro
For freelancers and solopreneurs who bill clients and need insights.
- Everything in Starter
- Unlimited bank accounts
- Unlimited smart invoicing
- AI financial insights
- Client CRM
- Automated payment reminders
- Receipt scanning (unlimited)
- Export to CSV / PDF
- Priority email support
Want to try invoicing without signing up? Create a free invoice now → No account required. Up to 3 invoices saved locally.
Full feature comparison
See exactly what's included in each plan.
| Feature | Starter | Pro | Business |
|---|---|---|---|
| Expense tracking | |||
| Budget goals | |||
| Bank accounts | 3 | Unlimited | Unlimited |
| Free invoicing (no login) | 3 | Unlimited | Unlimited |
| Client CRM | |||
| AI insights | |||
| Receipt scanning | 5/mo | Unlimited | Unlimited |
| Payment reminders | |||
| White-label invoices | |||
| API access | |||
| Team members | 1 | 1 | 5 |
| Support | Priority email | Dedicated manager |
Frequently asked questions
Everything you need to know before getting started.
Can I really create invoices without signing up?
Yes — visit /invoicing from the navbar and start building invoices immediately. You can save up to 3 invoices in your browser and download them as PDFs. No account, no credit card.
What happens to my guest invoices when I sign up?
Your guest invoices are automatically synced to your new account the moment you log in. Nothing is lost.
Is there a free trial for Pro?
Yes — 14 days free, no credit card required. You get full Pro access and can cancel anytime before the trial ends.
Can I change plans later?
Absolutely. Upgrade, downgrade, or cancel at any time from your account settings. Billing is prorated.
What currencies does Spendora support?
Every world currency — USD, EUR, GBP, KES, and every other ISO currency code. Each of your accounts can hold its own currency, invoices can be billed in any currency, and your dashboard shows an indicative converted total using daily exchange rates.
Is my financial data secure?
All data is encrypted at rest and in transit. We use Arcjet for real-time threat protection, Clerk for secure authentication, and Neon PostgreSQL with row-level security. We never sell your data.